Farmer Credit Score
0–900 score derived from 50+ satellite and agronomic variables. 89% predictive accuracy vs. 24-month repayment behavior.
PRODUCT · AGRI FINANCE
Agri Finance Suite
Satellite-derived credit scoring and collateral monitoring for the world's 450M unbanked smallholders. Approve loans in minutes, not weeks — with field-verified evidence instead of paperwork.
Farmer Credit Profile · Sample #A4F29 · Maharashtra
Credit Score
742
Tier 1 · Low Risk
Collateral Value
$48,200
Verified via satellite
Default Probability
2.1%
12-month forward
Crop Health (NDVI)
0.84
Yield History (5yr)
+18%
Climate Resilience
68/100
CORE CAPABILITIES Approve a farm loan in 7 minutes
Approve a farm loan in 7 minutes
using satellite as collateral.
Most smallholder farmers have no bank statements, no audited financials, and no formal collateral. Agri Finance flips that — we turn satellite history, crop health, and yield forecasts into the credit decision your underwriting team can act on.
Field-as-Collateral Engine
Auto-estimates plot value from soil type, irrigation, and yield history. Generates collateral documentation lenders accept.
Instant Pre-Approval
API-driven pre-qualification in under 90 seconds. Farmer enters Aadhaar/phone, gets an offer before leaving the agent's office.
Continuous Monitoring
Watch every loan's underlying collateral throughout the season. Early-warning alerts before defaults materialize.
AI Underwriting Copilot
Watch every loan's underlying collateral throughout the season. Early-warning alerts before defaults materialize.
Core Banking Integrations
Pre-built connectors for Temenos, Finastra, Mambu, and 30+ regional LOS systems across Africa, Asia, and Latin America.
Farmer Onboarding
Geo-tagged KYC
Climate Risk Layer
Stress-tested
Portfolio Analytics
Vintage + cohort views
Regulatory Reports
Basel + IFRS 9
WHY LENDERS CHOOSE US Reach 450M unbanked farmers
Reach 450M unbanked farmers
without the cost of physical branches
Lower acquisition cost
No branch visits required. Qualify farmers from satellite alone — drop your CAC by 80%.
Faster cycle time
From application to disbursement in under 48 hours, not 30 days. Capture seasonal demand windows.
Lower default rates
Continuous collateral monitoring catches stress signals 60+ days before repayment issues surface.
Basel-compliant provisioning
IFRS 9 / Basel III-ready risk models. Internal ratings-based approach with full audit trails.
Inclusive lending
Reach women, young, and first-time borrowers who lack formal credit history but have proven fields.
Government & NGO ready
Subsidy tracking, beneficiary verification, and impact reporting for development finance programs.
FAQ
Frequently Asked Questions
It is satellite-derived credit scoring and collateral monitoring for lenders serving smallholder farmers who have no bank statements or formal collateral.
It is a 0-900 score from 50+ satellite and agronomic variables, checked against 24 months of repayment behaviour.
It has pre-built connectors for Temenos, Finastra, Mambu and 30+ regional loan-origination systems.
REQUEST ACCESS See your portfolio's true
See your portfolio's true
credit risk, in real time.
Send us your loan book (anonymized) or your target lending region. We'll deliver a sample credit-decision report — including full scorecard and provisioning impact — within 10 business days
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Trusted by 40+ financial institutions
From regional microfinance NGOs to global development banks — Agri Finance Suite is the satellite credit layer powering next-generation agricultural lending.